NerdWallet offers financial information to help people understand how to deal with debt and other money issues. In this recent blog post Sean Pyles, a staff writer for NerdWallet, [...]
Under the Fair Debt Collection Practices Act, or FDCPA, in 15 U.S.C., the statute strictly prohibits debt collection activity which is deemed harassment, or abusive. As seen in previous [...]
The Federal Trade Commission provides consumer debt information on their blog. In addition to authoritative debt collection information, check out their Scam Alerts section exposing [...]
In order to determine whether an individual or entity is governed by the provisions of the FDCPA, you must first review some important definitions. Under the FDCPA, a communication is defined as [...]
Collection agencies are often tempted to incorporate “attorney letterhead”, or legal talk, as a part of its collection methods. Several cases have prohibited the use of attorney letterhead by [...]